Know Your Rights Under The FCRA:
 

As a consumer, the Fair Credit Reporting Act (FCRA) provides you with specific rights concerning your credit report. Level Up Firm LLC encourages you to be aware of these rights:
 

Right to Access and Correct Errors: You have the right to request information about you in the files of a consumer reporting agency (CRA). You're entitled to dispute any inaccurate information, and the CRA must investigate unless your dispute is deemed frivolous.

 

Right to Accuracy by Creditors and CRAs: Creditors and CRAs are obligated to report accurate information about you.

 

Right to Request Credit Score: For a fee, you can request your credit score from a CRA. However, if you've been denied credit, insurance, or employment due to your score, you may be entitled to get a score free of charge.

 

Right to Know Who Has Accessed Your Information: You can request details about who has received your credit report within the past year (two years for employment-related requests).

 

Right to Opt-Out: You can direct the CRAs not to share your information with creditors or insurers for marketing purposes.

 

Right in Case of Negative Information: If a company denies your application due to information in your credit report, they must provide you with the CRA's contact information that supplied the report.

 

Right to Seek Damages: If the FCRA is violated, you may have the right to sue the violator in state or federal court.

 

This is a summarized overview, and the FCRA provides additional protections. We encourage you to familiarize yourself with these rights.

For any questions or further clarification, please contact Level Up Firm LLC at john@thelevelupfirm.com